Strategy Business Group, Inc.
The magazines featured on this Web site are written and provided by Strategy, operated by Strategy Business Group, Inc., 980 North Michigan Avenue, Suite 1400, Chicago, IL 60611, which is registered to conduct business in the state of Illinois. Our aim is to provide high quality research and analysis to investors, business owners, government leaders, and anyone else with an interest in business trends, economic and financial news.
For purposes of these terms and this Web site, references to “we,” “our,” and “us” mean Strategy and/or Strategy Business Group, Inc. References to “you” and “your” mean the user of this Web site and any publications by Strategy.
Agreement to be Bound.
The following conditions, together with the relevant information set out on this Web site, including any features and services available, such as RSS feeds, podcasts, video and magazine content (collectively the “Web site,”) are subject to the terms and conditions set forth below. Please read them carefully as any of use of this Web site constitutes an agreement, without acceptance, to be bound thereby by the user. By using this Web site you represent that you have read and understand the terms and conditions and that you agree to be bound by these terms and conditions as set forth below.
These terms and conditions are subject to the Privacy Policy, which also governs your use of the Web site.
Modifications and Changes to Terms of Service.
We may modify, add to, suspend or delete the terms and conditions or privacy policy, in whole or in part, at our sole discretion at any time, with such modifications, additions or deletions being immediately effective upon their posting to the Web site. Your use of the Web site after modification, addition or deletion of the terms of service or the privacy policy shall be deemed to constitute acceptance by you of the modification, addition or deletion.
Modifications and Changes to the Web Site.
We may modify, add to, suspend, or delete any aspect or service offered by us, in whole or in part, at our sole discretion at any time, with such modifications, additions or deletions being immediately effective. Such modifications, additions or deletions may include but are not limited to content offered, hours of availability, and equipment needed for access or use.
Online Accounts.
You may be given the opportunity to register via an online registration form to create a user account (your “Account”) that may allow you to receive information from us and/or to participate in certain features on the Site. We will use the information you provide in accordance with our privacy policy. By registering with us, you represent and warrant that all information you provide on the registration form is current, complete and accurate to the best of your knowledge. You agree to maintain and promptly update your registration information on the Site so that it remains current, complete and accurate. During the registration process, you may be required to choose a password. You acknowledge and agree that we may rely on this password to identify you. You are responsible for all use of your Account, regardless of whether you authorized such access or use, and for ensuring that all use of your Account complies fully with the provisions of these terms and conditions.
User-Generated Content and Community Guidelines.
The Web site may contain comments sections, discussion forums, bulletin boards, or other interactive features (“Interactive Areas”) in which you may post or upload comments or user-generated content. All users represent that they are 18 years of age or older by submitting content to Interactive Areas and that they agree to be bound by the terms and obligations set forth herein.
By participating in Interactive Areas, you agree further that you:
Shall not upload, distribute or otherwise publish on to the Services any libelous, defamatory, obscene, pornographic, abusive, or otherwise illegal material; and
Shall not threaten or verbally abuse other Members, use defamatory language, or deliberately disrupt discussions with repetitive messages, meaningless messages or “spam”; and
Shall not to use language that abuses or discriminates on the basis of race, religion, nationality, gender, sexual preference, age, region, disability, etc. Hate speech of any kind is grounds for immediate and permanent suspension of access to all or part of the Interactive Areas and use of the Web site; and
Shall not personally attack another user. Personal attacks are a direct violation of these terms and conditions and are grounds for immediate and permanent suspension of access to all or part of the Interactive Areas and use of the Web site; and
Shall not use the Interactive Areas to distribute or otherwise publish any material containing any solicitation of funds, advertising or solicitation for goods or services; and
Shall not upload, post or otherwise transmit any content that violates any law or engage in activity that would constitute a criminal offense or give rise to a civil liability; and
Shall not upload, post or otherwise transmit any content that advocates or provides instruction on illegal activity or discuss illegal activities with the intent to commit them; and
Shall not upload, post or otherwise transmit content that does not generally pertain to the designated topic or theme of any Interactive Area; and
Shall not impersonate any person or entity, including, but not limited to, any of our employees, or falsely state or otherwise misrepresent your affiliation with any person or entity; and
Shall not interfere with any other user’s right to privacy, including by harvesting or collecting personally-identifiable information about other users of our Interactive Areas or posting private information about a third party; and
Shall not upload, post or otherwise transmit any content, software or other materials which contain a virus or other harmful or disruptive component; and
Shall not interfere with or disrupt the Web site, the Interactive Areas or the servers or networks connected to the Web site or the Interactive Areas, or disobey any requirements, procedures, policies or regulations of networks connected to the Web site or the Interactive Areas.
You agree further and acknowledge that any submissions you make to the Interactive Areas may be edited, removed, modified, published, transmitted, and displayed by us, and you waive any rights you may have in having the material altered or changed in a manner not agreeable to you. Submissions made to the Interactive Areas may also be included in our RSS feeds, APIs and made available for republishing through other formats.
By using the Interactive Areas, you grant us a perpetual, nonexclusive, world-wide, royalty free, sub-licensable license to your user-generated content, which includes without limitation the right for us or any third party it designates, to use, copy, transmit, excerpt, publish, distribute, publicly display, publicly perform, create derivative works of, host, index, cache, tag, encode, modify and adapt (including without limitation the right to adapt to streaming, downloading, broadcast, mobile, digital, thumbnail, scanning or other technologies) in any form or media now known or hereinafter developed, any user-generated content posted by you on or to the Interactive Areas or any other Web site owned by us, including any user-generated content posted on or to the Interactive Areas through a third party.
If it is determined that you retain moral rights (including rights of attribution or integrity) in the content submitted by you, you hereby declare that (a) you do not require that any personally identifying information be used in connection with the content, or any derivative works of or upgrades or updates thereto; (b) you have no objection to the publication, use, modification, deletion and exploitation of the content by us or our licensees, successors and assigns; (c) you forever waive and agree not to claim or assert any entitlement to any and all moral rights of an author in any of the content; and (d) you forever release us, and our licensees, successors and assigns, from any claims that you could otherwise assert against us by virtue of any such moral rights. You also permit any other user to access, view, store or reproduce the content for that user’s personal use.
By posting user-generated content on or to the Interactive Areas or any other Web site owned by us, you are agreeing that it is non-confidential except as pursuant to our privacy policy and are consenting to its display and publication on the Web site and in the Interactive Areas and for related online and offline promotional uses.
Intellectual Property Rights Not Waived.
All material (“Materials”) displayed or transmitted on this site, including but not limited to text, photographs, images, illustrations, video clips, audio clips, and graphics are owned by us and are protected by United States and international copyright, trademarks, service marks, and other proprietary rights, laws and treaties.
Except as provided, you may not copy, reproduce, publish, transmit, transfer, sell, rent, modify, create derivative works from, distribute, repost, perform, display, or in any way commercially exploit the magazine and other materials carried on this site, nor may you infringe upon any of the copyrights or other intellectual property rights contained in the magazine and other materials. You may not remove or alter, nor cause to be removed or altered, any copyright, trademark, or other proprietary notices or visual marks and logos from the magazine and other materials.
You may make a single print copy of any of the magazine and other materials provided by us on this Web site for personal, non-commercial use only, provide that you do not remove nor cause to be removed any copyright, trademarks, or other proprietary notices or visual marks or logos from the magazine or other material. You may not archive or retain any of the magazine content or other materials accessed on this Web site without our express written permission. All requests for archiving, republication or retention of any part of the magazine or other materials must be in writing to us and must clearly state the purpose and manner in which the magazine and other material will be used. Requests for permission to archive, retain, or republish any part of the magazine and other materials may be submitted to Strategy Business Group, Inc. , 980 North Michigan Avenue, Suite 1400, Chicago, IL 60611.
You acquire no rights or license whatsoever in the magazine and other materials other than the limited rights to use the site in accordance with these terms and conditions. Any of the magazine content and other materials accessed or downloaded from this site must be accessed or downloaded in accordance with the terms and conditions of use specified in this agreement. We reserve any rights not expressly granted under these terms and conditions of use.
Advertisements and Promotions.
We may, from time to time, run advertisements and promotions from third parties on the Web site. Your business dealings or correspondence with, or participation in promotions of, advertisers other than us, and any terms, conditions, warranties or representations associated with such dealings, are solely between you and such third party. We are not responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of third-party advertisers on the Web site.
Links and Third Party Links.
This Web site may from time to time contain links or pointers to Internet sites maintained by third parties. We do not operate or control in any way any information, products or services on these third-party sites and we expressly disclaim any responsibility for such third-party sites, which are provided for your convenience on an “as is” basis without warranties of any kind, express or implied.
Return/Exchange Policy.
All sales of the magazine and/or other products made available by us are final and may not be returned or exchanged for any reason.
Cancellation Policy.
Monthly subscribers may cancel their subscription at any time by utilizing the cancellation button on the shop page. Cancellation requests received fewer than seven (7) days prior to the end of the billing cycle will be processed the following cycle. No credits or refunds shall be given at a pro rated amount.
Yearly subscribers may cancel their subscription at any time by emailing us at subscriptions@strategymagzines.com. Cancellation requests received fewer than seven (7) days prior to the end of the billing cycle will be processed the following cycle. No credits or refunds shall be given at a pro rated amount.
Disclaimer of Warranty; Limitation of Liability.
(A) YOU EXPRESSLY AGREE THAT USE OF THIS WEB SITE IS AT YOUR SOLE RISK. NEITHER US OR ANY RELATED SUBSIDIARY, ITS OTHER AFFILIATES NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT WE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF OUR WEB SITE, MAGAZINES OR OTHER MATERIALS, OR AS TO THE ACCURACY, RELIABILITY OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED.
(B) ANY DOWNLOADABLE SOFTWARE, WITHOUT LIMITATION, IS PROVIDED ON AN “AS IS” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, OTHER THAN THOSE WARRANTIES WHICH ARE IMPLIED BY AND INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THESE TERMS OF SERVICE.
(C) ALTHOUGH ALL INFORMATION AND MATERIALS CARRIED ON THIS WEB SITE IS BELIEVED TO BE RELIABLE, WE MAKE NO REPRESENTATIONS, NEITHER EXPRESSLY NOR IMPLIEDLY, AS TO THE ACCURACY, COMPLETENESS, TIMELINESS OR RELIABILITY OF THE MATERIALS OR ANY INFORMATION ON THIS WEB SITE. BY USING THIS WEB SITE OR BY RELYING ON ANY OF THE MATERIALS OR INFORMATION CARRIED ON THIS WEB SITE YOU ASSUME ALL THE RISK AND RESPONSIBILITY ARISING OUT OF USE OR RELIANCE ON THIS WEB SITE. WE EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR AGAINST INFRINGEMENT. WE SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, OR OTHER DAMAGES, ARISING OUT OF THE USE OF OR INABILITY TO USE THIS WEB SITE OR ANY MATERIALS CARRIED ON THIS WEB SITE.
(D) WE MAY OFFER FINANCIAL AND ECONOMIC INFORMATION, BUT SUCH INFORMATION IS DESIGNED FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY. THE INFORMATION CONTAINED ON THE WEB SITE AND IN OUR MAGAZINES AND OTHER MATERIALS DOES NOT AND IS NOT INTENDED TO CONVEY FINANCIAL ADVICE. YOU SHOULD NOT RELY ON THIS INFORMATION AS A SUBSTITUTE FOR, NOR DOES IT REPLACE, PROFESSIONAL FINANCIAL ADVICE. WE ARE NOT RESPONSIBLE FOR ANY ACTIONS OR INACTION ON A USER’S PART BASED ON THE INFORMATION THAT IS PRESENTED ON THE WEB SITE OR CONTAINED IN OUR MAGAZINES OR OTHER MATERIALS.
(E) IN NO EVENT WILL US, OUR SUBSIDIARIES, OTHER AFFILIATES OR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS OR ANY PERSON OR ENTITY INVOLVED IN CREATING, PRODUCING OR DISTRIBUTING THE WEB SITE OR THE MAGAZINES AND OTHER MATERIALS SOFTWARE, BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE WEB SITE OR THE MAGAZINES AND OTHER MATERIALS.
(F) WE DISCLAIM ANY AND ALL LIABILITY OF ANY KIND FOR ANY UNAUTHORIZED ACCESS TO OR USE OF YOUR PERSONALLY IDENTIFIABLE INFORMATION. BY ACCESSING THE WEB SITE, YOU ACKNOWLEDGE AND AGREE TO OUR DISCLAIMER OF ANY SUCH LIABILITY. IF YOU DO NOT AGREE, YOU SHOULD NOT ACCESS OR USE THE WEB SITE OR OUR MAGAZINES AND OTHER MATERIALS.
Indemnification.
You agree to defend, indemnify and hold us harmless, as well as our affiliates and their respective directors, officers, employees and agents, from and against all claims and expenses, including attorneys’ fees, arising out of the use of the Web site or the magazine content or other materials.
Governing Law.
This agreement will be governed and construed in accordance with the laws of the State of Illinois without regard to its conflicts of law provisions. You agree to submit to the personal jurisdiction of the state and federal courts located in Chicago in the state of Illinois, and any cause of action which arise from use of this Web site or from interpretation of these terms and conditions must be filed in the state and federal courts located in Cook County, State of Illinois. If any provision of this agreement shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. Any remaining provisions shall be given effect to the fullest extent possible.
Entire Agreement.
This constitutes the entire agreement between the parties concerning the terms and conditions of use of this Web site.
